About Qiyada

Launch · Operate · Scale.

Qiyada (قيادة — "leadership") is the operating system for UAE entrepreneurs. We finance your setup, run your back office month-to-month and put an AI business manager on top — so you can focus on customers, not paperwork.

Our mission

Make starting and running a UAE company as simple as opening a bank app — for any entrepreneur, anywhere in the world.

Our edge

One contract covers your financed setup and the monthly services that keep you operating — licence, PRO, VAT, WPS, software and tech.

Our promise

Fixed pricing, full disclosure, no hidden fees. A 3-month payment break before loan repayments begin. You always know where you stand.

How we earn

A loan for setup. A subscription for everything else.

We finance your one-time setup through our finance partners and add a small, fully-disclosed profit at term end. We earn the rest by running your operations — PRO, compliance, accounts, VAT, WPS, website, SaaS and tech — billed monthly.

At renewal, you clear the loan, pay outright or take another one. Services continue with us or move elsewhere — your choice, once dues are settled.

  • Financed setup (licence, visas, bank, gateway)
  • 3-month payment break on the loan
  • Repayments start month 4
  • Small, fixed profit — no interest
  • Monthly services from day one
  • Renewable or transferable at term end
  • All pricing disclosed in one contract
  • One workspace, one invoice trail
Partnership

Built with a network of finance partners.

Setup financing on Qiyada is structured and underwritten with UAE-licensed finance partners — including banks and finance companies such as Mawarid Finance. Every file is routed to the best-fit partner and reviewed for credit and compliance before contracts are issued.

Read about the partnership
Licensed

Underwritten by a UAE-regulated finance partner.

Transparent

Procurement cost, markup and total — disclosed upfront.

Approved files only

KYC, affordability, AML and guarantor checks first.

Entrepreneur-friendly

3-month grace, fixed instalments, no surprise fees.

Roadmap

From financed setup to a full embedded-SME ecosystem.

Phase 01
MVP
  • Entrepreneur onboarding & KYC
  • Document vault
  • Guarantor workflow
  • Contract generation
  • Repayment scheduling
  • Admin console
Phase 02
Automation
  • AI risk scoring
  • Payment-gateway integration
  • Automated reminders
  • AI compliance assistant
  • Renewal automation
  • Accounting integrations
Phase 03
Embedded SME
  • WPS payroll & gratuity
  • Embedded payments & POS
  • Invoice finance
  • Corporate cards
  • Property & personal finance
  • AI CFO tooling

Ready to launch?

Get approved, sign one contract, and we'll stand up your company while monthly services keep it running.